50-State Financial Services Licensing Compliance Guide
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Missouri Finance Licensing

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Licenses are typically required for individuals and businesses that provide finance industry services in the United States. This guide contains information about professional finance licensing in Missouri.

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Company Licenses

Missouri Financial Services Company Licenses

Missouri Collection Agency License

Not required



Debt Collection Agency licensure is not required on the State level in Missouri.

Missouri does not currently issue licenses for collection agencies.

Missouri Mortgage Company In-State Branch License

Agency:Missouri Division of Finance - Mortgage Licensing Section
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$20 + $50 investigation fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 30.
  • Licenses issued in November or December remain valid through the next renewal period.

Missouri Mortgage Company License

Agency:Missouri Division of Finance - Mortgage Licensing Section
Foreign Qualification is Prerequisite:Yes
Registered Agent (Special Agency) Required?Yes

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$100 + $300 investigation fee + $600 license fee + $15 credit report fee + $36.26 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$600

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Missouri Mortgage Company Out of State Branch Registration

Agency:Missouri Division of Finance - Mortgage Licensing Section
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$20

Registration Renewal

Filing Method:

Online

Agency Fee:

$0

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 30.
  • Licenses issued in November or December remain valid through the next renewal period.

Missouri Motor Vehicle Time Sales License

Agency:Missouri Division of Finance - Consumer Credit Licensing Section
Eligible Entity Types:
  • Corporations
  • Partnerships
  • Associations
  • Individuals
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Licensing Application Packet

Filing Method:

Mail

Agency Fee:
  • $600 per location
  • Fees can be paid via check or online
Notarization Required?:Required
Required Attachments:
  • Online payment receipt, if applicable

Registration Renewal

Form:

Renewal Information

Filing Method:

Mail or email to ccapplications@dof.mo.gov

Agency Fee:
  • $600 per location
  • Payments can be made via check (if mailing application) or online (if emailing application)
Due:

Annually by December 31

Notarization Required?:Required
Required Attachments:
  • Online payment receipt, if applicable

Missouri Sale of Checks and Money Transmitter License

Agency:Missouri Division of Finance - Consumer Credit Licensing Section
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$400 license/registration fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$400

Due:

Annually by April 15.

Individual Licenses

Missouri Individual Financial Services Licenses

Missouri Mortgage Loan Originator License

Agency:Missouri Division of Finance - Mortgage Licensing Section

Initial Registration

Instructions:

Requirements Checklist

Filing Method:

Online

Agency Fee:

$30 + $50 license/registration fee + $15 credit report fee + $36.25 background check fee

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

  • Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
  • Licenses issued in November or December remain valid through the next renewal period.

Explore licensing in other states:

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho
Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania
Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Revised January 29, 2025. Complete data last reviewed January 08, 2019.
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